Exploring Competency Confusion among Islamic Banking Students in Relation to the Alignment of Course Materials with Workplace Requirements
DOI:
https://doi.org/10.54518/art.10.1.2026.1388Keywords:
Academic Learning, Competency Confusion, Islamic Banking Students, Workplace Realities, Workplace RequirementsAbstract
A mismatch between Islamic Banking education and workplace requirements may contribute to competency confusion among students. This study aims to explore students’ perceptions of the alignment between course materials and workplace requirements and their relationship with competency confusion among Islamic Banking students. Using a qualitative approach, data were collected through in-depth interviews and analyzed thematically to identify students’ perceptions of the relevance of course content to workplace expectations. The findings reveal that most respondents experienced competency confusion due to a perceived mismatch between course materials and the realities of the Islamic banking industry. In contrast, some students viewed the curriculum as relatively aligned with workplace demands and demonstrated clearer career orientations. A smaller group expressed uncertainty, largely influenced by low motivation and unclear career goals. The results indicate that the misalignment between academic learning and workplace realities contributes to competency confusion among Islamic Banking students, highlighting the need for a more practice-oriented curriculum. This study contributes to the development of Islamic Banking education by providing insights for curriculum improvement to better align graduate competencies with industry needs.
References
Aisyah, S., Natasha, S. F., Nazli, P., Anindya, D. A., Anggraini, D. P., & Habibie, M. (2024). Analysis of supporting factors in the performance quality of medan city tourism services for free daily employees. Economic and Business Horizon, 3(1), 1-12. https://doi.org/10.54518/ebh.3.1.2024.239.
Alalaiwat, A. A. (2025). The gap between the fintech education and the industrial needs: The case of Bahrain. EuroMid Journal of Business and Tech-Innovation (EJBTI), 4(1), 37-52. https://doi.org/10.51325/ejbti.v4i1.209.
Andrews, J., & Higson, H. (2008). Graduate employability, soft skills‖ versus hard‖ business knowledge: A European study. Higher Education in Europe, 33(4), 411–422. https://doi.org/10.1080/03797720802522627.
Bennett, N., Dunne, E., & Carré, C. (2000). Skills development in higher education and employment. New York: Taylor & Francis, Inc.
Bridgstock, R. (2009). The graduate attributes we’ve overlooked: Enhancing graduate employability through career management skills. Higher Education Research & Development, 28(1), 31–44. https://doi.org/10.1080/07294360802444347.
Chowdhury, F. (2020). Skills gap of business graduates in the banking sector of Bangladesh: Employers’ expectation versus reality. International Education Studies, 13(12), 48-57. https://doi.org/10.5539/ies.v13n12p48.
Faeni, R. P., & Faeni, D. P. (2025). Syariah self-efficacy, competency certification, and digital literacy on work readiness of expertise program students mediated by field work practices in the Islamic concept. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 9(1), 84-107.
Farah, A. A., Mohamed, M. A., Ali Farah, M., Yusuf, I. A., & Abdulle, M. S. (2025). Impact of Islamic banking on economic growth: a systematic review of SCOPUS-indexed studies (2009–2024). Cogent Economics & Finance, 13(1), 249-259. https://doi.org/10.1080/23322039.2025.2490819.
Fatmawati, R., Syah, N. H., Nasution, J., & Zulfandy, F. (2026). Career preparation and graduate earnings: evidence from internships, counseling, and workshops in Islamic economics and business education. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 9(1), 1491-1504. https://doi.org/10.31538/iijse.v9i1.9306.
Fitri, C. E. R., Hasnita, N., & Fitria, A. (2025). User satisfaction on graduate competence: insight form Islamic banking alumni, 2019-2024. At-Tasyri’: Jurnal Ilmiah Prodi Muamalah, 17(2), 243-258.
Hadad, D. P. (2025). Triple helix of sharia economic talent: accelerating collaboration towards Indonesia gold 2045. Tempora: Journal of Management, 1(4), 54-61.
Hamalik, O. (2003). Proses belajar mengajar. Jakarta: Bumi Aksara.
Hamza, A., & Dahlan, A. R. A. (2025). University-of-tomorrow business model: The case of international Islamic university Malaysia (IIUM) digital transformation. Journal of Information Systems and Digital Technologies, 7(2), 80-101.
Hasan, Z. (2023). An analysis of the Indonesian Sharia Banking Development Roadmap 2020-2025. Online Journal of Islamic Management and Finance (OJIMF), 3(1), 36-54. https://doi.org/10.22452/ojimf.vol3no1.3.
Holmes, L. (2013). Competing perspectives on graduate employability: possession, position or process?. Studies in Higher Education, 38(4), 538-554. https://doi.org/10.1080/03075079.2011.587140.
Ilyasin, M., & Julaiha, S. (2025). Transformation of islamic educational institution curriculum to improve learning outcomes in facing the challenges of industrial society. International Journal of Learning Reformation in Elementary Education, 4(02), 207-225. https://doi.org/10.56741/ijlree.v4i02.1005.
Irsyadi, M. T. (2025). Measuring the work interest of vocational workers in islamic banks: work readiness as an intervening factor of work competence and motivation. NISBAH: Jurnal Perbankan Syariah, 11(1), 28-35. https://doi.org/10.30997/jn.v11i1.19507.
Islam, M. T., Islam, M. H., & Rahman, M. K. H. (2024). Skills mismatch in business education: Key stakeholders’ perspectives. Industry and Higher Education, 6(2), 346-356. https://doi.org/10.1177/09504222251399411.
Kamil, D., Nur, A. H. B., & Irawan, Y. (2025). Internationalisation of Islamic higher education in Indonesia and Malaysia: A comparative analysis of rationales, challenges, strategies and practices. Journal of International Studies, 21(2), 148-176. https://doi.org/10.32890/jis2025.21.2.8.
Kolmos, A., de Graaff, E., & Du, X. (2009). Diversity of PBL—PBL learning principles and models. International Journal of Engineering Education, 25(3), 1–10
Kurlillah, A. (2026). Competency gaps in Islamic finance education: Evidence from PLS SEM. Jurnal Investasi Islam, 11(1), 594-610. https://doi.org/10.32505/jii.v11i1.14548.
Lowden, K., Hall, S., Elliot, D., & Lewin, J. (2011). Employers’ perceptions of the employability skills of new graduates. London: Edge Foundation.
Mishrif, A., Karolak, M., & Mirza, C. (2023). The nexus between higher education, labour market, and Industry 4.0 in the context of the Arab Gulf states. In Nationalization of Gulf Labour Markets: Higher Education and Skills Development in Industry 4.0 (pp. 1-23). Singapore: Springer Nature Singapore.
Moosa, R., & Haji, A. M. (2026). Islamic finance education for university students: a scoping review of the Scopus database. Journal of Education and Learning (EduLearn), 20(1), 13-21. https://doi.org/10.11591/edulearn.v20i1.22133.
Muhammad, R., & Nugraheni, P. (2022). Sustainability of Islamic banking human resources through the formulation of an Islamic accounting curriculum for higher education: Indonesian perspective. Sage Open, 12(1), 215-226.
https://doi.org/10.1177/21582440221079838.
Rahmali, N. A. A., Jaafar, M. N., Mahmud, N., & Shaharuddin, N. (2025). CareerEDGE in Action: Enhancing the employability of islamic banking and finance graduates in Malaysia’s digital economy. Environment-Behaviour Proceedings Journal, 10(33), 187-193. https://doi.org/10.21834/e-bpj.v10iSI33.7083.
Rahman, M. M., Alam, G. M., Aziz, N. A. B. A., Bashir, K., & Kader, R. (2024). Whether mismatch finds match in the digitalized era: a comparison of five types of graduates to align business education and banking jobs. Industry and Higher Education, 38(6), 547-561. https://doi.org/10.1177/09504222241249900.
Samidi, S., Maarif, M. S., Saptono, I. T., & Arsyianti, L. D. (2023). Transforming talent management as a game changer for firm competitiveness of Islamic banks. Cogent Business & Management, 10(3), 225-240. https://doi.org/10.1080/23311975.2023.2257590.
Setiarini, H., Prabowo, H., Sutrisno, S., & Gultom, H. C. (2022). Pengaruh soft skill dan pengalaman magang kerja terhadap kesiapan kerja mahasiswa melalui motivasi kerja sebagai variabel intervening (Studi kasus pada mahasiswa FEB Universitas PGRI Semarang). EKOBIS: Jurnal Ilmu Manajemen dan Akuntansi, 10(2), 195-204. https://doi.org/10.36596/ekobis.v10i2.941.
Sholikah, M. A., Muhyadi, M., Indartono, S., Kenzhaliyev, O. B., & Kassymova, G. K. (2021). Self-efficacy and student achievement for enhancing career readiness: The mediation of career maturity. Jurnal Pendidikan Teknologi dan Kejuruan, 27(1), 15-25. https://doi.org/10.21831/jptk.v27i1.35657.
Yorke, M. (2006). Embedding employability into the curriculum. New York: Higher Education Academy.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Edi Nur Prasetyo, Millatul Fadhilah

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
This is a state of publication that makes writers respect the copyright of their articles and enables us to ensure full copyright protection and to disseminate international journals. Authors are asked to transfer copyrights to ensure the widest possible dissemination of information. Notification will be sent to the relevant Author who confirms receipt of the manuscript. If citations from other copyrighted works are included, the Author must obtain written permission from the copyright owner and give credit to the source in the article.




