IRIANTIKO, Bagus Rahmat; ADRIAN, Nicko; MAHFUDZ, Mahfudz. Digital Financial Behavior and Risk-Based Credit Assessment in Mortgage Access for Young Generations. Finance Innovations Digest, [S. l.], v. 4, n. 1, p. 14–27, 2026. DOI: 10.54518/fid.4.1.2026.1374. Disponível em: https://journal.lifescifi.com/index.php/fid/article/view/1374. Acesso em: 30 may. 2026.