Wibowo, Arief, Yulizar Verda Febrianto, and Farida Indriani. “Quality Management Enhances Competitiveness and Market Share of BRI Savings”. Arthatama: Journal of Business Management and Accounting 9, no. 1 (June 6, 2025): 105–112. Accessed September 2, 2026. https://journal.lifescifi.com/index.php/art/article/view/651.