Hadibrata, Damar Buana, and Angga Pandu Wijaya. “Customer Risk Aversion and Attitude As Predictors of Smartphone Brand Loyalty”. Research Horizon 5, no. 3 (June 30, 2025): 613–626. Accessed June 24, 2026. https://journal.lifescifi.com/index.php/RH/article/view/661.