SOAMOLE, Bakri; KHOTIB, Mohammad. The Effect of Human Resources, Financial Literacy, Financial Management, and Access to Capital on MSME Financial Performance . Research Horizon, [S. l.], v. 6, n. 2, p. 835–848, 2026. DOI: 10.54518/rh.6.2.2026.1072. Disponível em: https://journal.lifescifi.com/index.php/RH/article/view/1072. Acesso em: 1 may. 2026.